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WooCommerce payments not showing is one of the most painful problems store owners face. You build your shop, design products, set up checkout, and then suddenly—customers cannot see WooCommerce Payments at checkout, in the settings, or inside the payment method list.

This issue kills sales, damages user trust, and stops your entire ecommerce funnel.

If your WooCommerce Payments option disappeared today, you are not alone. Thousands of store owners report this issue every year, especially after updates or plugin changes.

Today’s guide explains why WooCommerce Payments goes missing and how you can permanently fix it.

We will go through:

  • All major causes

  • Every confirmed fix

  • Code snippets

  • Plugin checks

  • Server compatibility

  • Database validation

  • Caching issues

  • SSL requirements

  • Stripe conflicts

  • Regional restrictions

  • Checkout troubleshooting

  • Pay order page configuration

  • WooCommerce system log review

By the end of this article, WooCommerce Payments will be visible and working again.

Why WooCommerce Payments Goes Missing

There are 9 core reasons WooCommerce Payments does not show up:

  1. WooCommerce Payments plugin not installed correctly

  2. Missing or invalid SSL certificate

  3. Plugin conflict

  4. Theme conflict

  5. Country not supported

  6. Outdated WooCommerce version

  7. Broken checkout page

  8. Stripe not connected

  9. Currency mismatch

To fix WooCommerce Payments not showing, you need to troubleshoot from the foundation up.

1. Confirm WooCommerce Payments Plugin Is Installed Correctly

Before anything else, check the plugin itself.

Steps:

Go to:

WordPress Dashboard → Plugins → Installed Plugins

Search for:

WooCommerce Payments

Is it installed AND active?

If not, install it from the repository:

Plugins → Add New → “WooCommerce Payments”

Why this matters:

WooCommerce Payments is not native to WooCommerce.
Without the plugin, it does not show anywhere—checkout, settings, or order pages.

2. Check WooCommerce Payments Country Restrictions

Many store owners struggle because WooCommerce Payments is not available in their country.

As of 2025, WooCommerce Payments supports around 38 countries.

Major supported regions include:

  • USA

  • UK

  • Australia

  • India

  • Canada

  • Germany

If your store location is unsupported, WooCommerce Payments will not display.

How to verify your store location:

WooCommerce → Settings → General → Store Address → Country / State

If you are operating from a country not supported, the plugin auto hides the option.

3. Confirm Your Store Is Using HTTPS (SSL Required)

WooCommerce Payments requires:

Secure HTTPSNot HTTP

If your site is not secure, the payment gateway disappears.

How to check:

Open your store in the browser:

If URL shows:

https://

Good.

If you see:

http://

Fix required.

Fix SSL:

Use Cloudflare, Let’s Encrypt, or hosting panel SSL.

Also update WordPress URLs:

SettingsGeneral:
WordPress Address URLHTTPS
Site Address URLHTTPS

4. Update WooCommerce to the Latest Version

Outdated WooCommerce is a primary cause.

Updates change API architecture.

Update it here:

Dashboard → Updates

If WooCommerce is older than 6 months, plugin compatibility drops drastically.

5. WooCommerce Database Upgrade Needed

Sometimes WooCommerce Payments does not show because WooCommerce database tables are outdated.

Check this:

WooCommerce → Status → Tools → Update Database

Click the button and wait 5–10 minutes.

6. Plugin Conflict — Disable Everything Except WooCommerce Payments

Any WooCommerce payment plugin can conflict, including:

  • Stripe gateway

  • PayPal

  • Klarna

  • Flutterwave

  • Amazon Pay

  • Square

Test method:

Deactivate all plugins except:

  • WooCommerce

  • WooCommerce Payments

If the payment option reappears, you found the root cause. If deactivating plugins via the dashboard is not possible but you suspect a plugin conflict is hiding WooCommerce Payments, our guide on how to disable WordPress plugins without admin access will help you safely troubleshoot and restore functionality.

7. Theme Conflict — Switch to Storefront or Twenty Twenty-Five

Some themes override checkout templates and hide payment fields. Payment methods may vanish due to theme overrides. If you cannot switch themes the usual way, follow our instructions on how to safely change WordPress theme via database to ensure a smooth troubleshooting process.

Test theme:

AppearanceThemesActivate Storefront

If WooCommerce Payments shows again, the theme is responsible.

Theme developers often modify:

checkout/payment.php

Removing gateway output.

8. Fix Checkout Page Assignment

If checkout page is not correctly assigned, payment methods disappear.

Check:

WooCommerce → Settings → Advanced → Checkout & Endpoint Pages

Ensure Checkout page is assigned.

Correct value:

Checkout: /checkout/

9. Make Sure Checkout Is Not in Test Mode

WooCommerce Payments test mode sometimes hides options.

Check here:

WooCommerce → Payments → WooCommerce Payments → Settings

Disable test mode.

10. Enable WooCommerce Logging to Reveal Errors

Logs are extremely valuable. If WooCommerce Payments are still not showing after checking plugins and themes, enabling WordPress debug mode can help identify hidden errors. Follow our guide on how to enable WordPress debug mode to find errors to quickly pinpoint issues affecting your checkout.

Find them here:

WooCommerce → Status → Logs

Search for:

woocommerce-payments

Look for:

  • API failure

  • Currency mismatch

  • Gateway disabled warnings

  • Invalid keys

If your store is also failing to redirect users properly after completing an order, check out our step-by-step guide on fixing the issue here:

11. Fix Currency Mismatch

WooCommerce Payments only supports selected currencies.

If store uses unsupported currency, gateway hides.

Check currency:

WooCommerceSettingsGeneralCurrency Options

Supported currencies include:

  • USD

  • EUR

  • GBP

  • AUD

  • INR

  • CAD

12. Confirm WordPress Memory Limit Is Not Too Low

WooCommerce Payments gateway requires memory headroom. WooCommerce Payments may fail to display if your site exceeds its PHP memory limit. You can fix this by following our step-by-step guide on how to fix the allowed memory size exhausted error in WordPress to ensure your checkout runs smoothly.

Recommended memory:

512M

Add via wp-config.php:

define('WP_MEMORY_LIMIT', '512M');

13. Caching Plugins Can Hide Payment Methods

Since caching misconfiguration is one of the biggest reasons WooCommerce Payments fail to appear, you may want to explore the best WordPress caching plugins that boost site speed without breaking checkout or payment pages.

Known caching plugins that break checkout:

  • LiteSpeed Cache

  • WP Rocket

  • W3 Total Cache

  • Autoptimize

  • SiteGround Optimizer

Solution:

Exclude checkout URLs from caching:

/cart/
/checkout/
/my-account/

Many store owners facing payment visibility issues also experience WooCommerce cart problems, especially the cart not updating when products are added or removed. You can follow our dedicated troubleshooting guide to fix the WooCommerce cart not updating issue here.

14. Fix JavaScript Errors Blocking Payment Rendering

Payment fields depend on Stripe JS.

Errors stopping display include:

  • minified scripts

  • inline JS removal

  • jquery moved to footer

  • combined JS breaking execution

Browser console check:

Right click → Inspect → Console

If red errors appear, fix/remove JS combining. Improving payment visibility is one part of the puzzle, but page performance also affects checkout success. If your WooCommerce store feels slow, especially on single product views, read our guide on how to speed up WooCommerce product pages without breaking the design to improve loading time and conversions.

15. Enable Payment Methods in WooCommerce Payments Settings

Sometimes store owners forget to enable individual payment methods.

Check here:

WooCommerce → Payments → WooCommerce Payments → Manage

Enable:

  • Credit card

  • Apple Pay

  • Google Pay

  • UPI (India)

  • ACH

  • Local bank transfers

16. Fix Broken Payment Icons or Hidden CSS

Some themes accidentally apply:

display:none;

to payment containers.

Search CSS:

.woocommerce-checkout-payment {
display: none !important;
}

Remove it.

17. Use a Default Checkout Template to Restore Payments

Reset checkout template:

Delete:

/woocommerce/checkout/form-checkout.php

Theme overrides often remove fields.

18. Confirm PHP Version Compatibility

Recommended version:

PHP 8.1+

Too low = gateway disappears.

19. Clear WooCommerce Transients

Go to:

WooCommerce → Status → Tools → Clear Transients

This resets stored gateway inventory.

20. Stripe Account Not Linked? Gateway Disappears

WooCommerce Payments is powered by Stripe backend.

Connect account:

WooCommerce → Payments → Connect

If Stripe disconnects, payments vanish.

21. Background Process Failure Fix (Cron Repair)

WooCommerce Payments uses WP-Cron.

If cron fails, payment status fails.

Add to wp-config.php:

define('DISABLE_WP_CRON', false);

22. Adding WooCommerce Payments Programmatically (Code)

Sometimes the gateway is disabled in database.

Use this code:

add_filter('woocommerce_payment_gateways', 'enable_missing_gateway');
function enable_missing_gateway($gateways) {
$gateways[] = 'WC_Payments_Gateway_CC';
return $gateways;
}

23. Database Table Repair for WooCommerce Payments

Missing table:

wp_wc_order_stats

Repair using SQL:

REPAIR TABLE wp_wc_order_stats;

After fixing WooCommerce payment errors, it’s smart to upgrade your site with tools that improve conversions. We recommend exploring the top 10 WooCommerce plugins to increase sales, covering upsell systems, CRO plugins, automation, and optimization tools.

Conclusion

If WooCommerce Payments was not showing on checkout, admin dashboard, order pages, or settings, today’s guide should restore everything.

From plugin conflicts and SSL to caching, country restrictions, currency mismatches, and outdated versions—any of these can block payment visibility in WooCommerce.

By following all the steps above, your store can now:

  • Accept real payments

  • Show WooCommerce Payments at checkout

  • Process cards

  • Improve conversion rate

  • Reduce cart abandonment

Your checkout is your money printer—protect it. Payment problems can stop your store from making revenue. Don’t wait—hire our experts to fix WooCommerce Payments immediately with get emergency WordPress support.

Frequently Asked Questions

Why is WooCommerce Payments not showing at checkout?

Because of plugin conflicts, wrong currency, unsupported country, test mode, caching errors, or SSL problems.

Why is WooCommerce Payments missing from payment settings?

Usually caused by outdated WooCommerce, disabled gateway, theme overrides, or unsupported store location.

Can caching hide WooCommerce payment fields?

Yes. Checkout pages must be uncached or payments will disappear.

Do I need SSL for WooCommerce Payments?

Yes. Without HTTPS, the gateway auto hides.

Does WooCommerce Payments require Stripe?

WooCommerce Payments technically runs on Stripe backend, so connection is required.

How do I fix WooCommerce currency issues?

Switch to a supported currency in WooCommerce → Settings.

Can a theme remove payment methods?

Yes. Theme checkout templates often override WooCommerce gateways.

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